Car Insurance for Maryland, Virginia and Washington DC

Your car is one of the most expensive properties you own. As a result, it is important to seek the best value when buying your car insurance. To ensure that you have the proper auto protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need for your car.

We are experienced Erie Insurance agents and work hard to look for savings opportunities for you. We give you a free auto insurance quote. Here are some ways we can save you money on your auto insurance:

Auto Insurance Deductibles

Choosing higher deductibles for collision and comprehensive coverage is an easy and cost effective way to lower your auto insurance cost. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased insurance deductible in just a few years..

Multi-Policy Insurance Discounts

By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowners insurance premium.

Multi-Car Insurance Discounts

If you insure two or more cars with ERIE and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.

Driver Related Discounts

Good drivers who have no accidents or violations receive the most competitive rates but there are other factors that can reduce your premiums even further including:

• Driver training – If you have a young driver under age 21 insured who has completed an accredited driver-training course, you will receive a premium discount.
• College student – Young, unmarried, full-time college students who spend most of the college term away from home without the use of an auto are eligible for this discount.
• Age 55 & over – Cars driven primarily by an insured who is 55 and over receive a discount on the Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, Comprehensive and Collision premiums.

Vehicle Related Discounts

You can save even more money on your auto insurance by choosing a vehicle with the following safety equipment:

• Passive restraints - If your vehicle is equipped with factory-installed automatic seat belts or air bags, you will receive a discount on the Medical Payments or Personal Injury Protection portion of your premiums.
  
• Anti-Theft devices – You may receive a discount on the Comprehensive portion of your premium if your vehicle has active or passive anti-theft devices.
  
• Anti-Lock brakes – Vehicles with factory installed anti-lock brake systems on all four wheels are eligible for this discount that applies to the Bodily Injury and Property Damage coverages.

Next time you are thinking of improving the value of your car insurance, give us a call or request a free-no-obligation quote. We are lincensed for car insurance in Maryland, Virginia and Washington DC. You don’t need to wait until it’s time to renew your car insurance.

Unexpected extras

Does your insurance do this for you?

ERIE’s auto insurance policy provides you and your family with extra features that go beyond the standard auto insurance coverage at no additional cost.

So, when you purchase an ERIE policy with comprehensive and collision coverage, you also get these added benefits:

• Your collision deductible will be waived if you are involved in an accident with another auto insured by Erie Insurance.*
• Your comprehensive deductible will be waived when a damaged windshield is repaired instead of replaced (additional premium required in New York).

You also have the option to purchase physical damage coverage, which adds these benefits:

• ERIE will pay up to $75 per person for travel costs, including meals and lodging, if your car is disabled because of a covered loss.
• ERIE will pay up to $350 for loss to personal property, such as clothing and luggage, because of a covered loss while the personal property is in an auto we insure. Theft losses are covered if the entire vehicle is stolen.
  

What to do after a auto accident?

When you’re in a car accident, it’s hard to remember what to do. Keep this what to do after an accident pamphlet handy (in your glove box) to help you through.

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Contact us to learn more about ERIE’s auto insurance policy. Need a quote? Call us, or get a free auto insurance quote online at erieinsurance.com. 301-564-3630.

*Not available in North Carolina

Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to erieinsurance.com for company licensure and territory information.

Brock Insurance is an insurance agent for the following insurance companies

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