Renters Insurance in Bethesda, MD

You have personal property that can be lost to fires, burglaries and even lawsuits while renting. While most homeowners are insured for these risks, many renters are not. No one requires renters to buy insurance to protect their personal property, so many do not.

These are some of the types of losses for which your personal property is covered:

• Theft
• Vandalism
• Smoke, if sudden and accidental
• Sudden and accidental discharge of water or steam from plumbing, heating, or air-conditioning system, or household appliance
• Fire or lightning
• Windstorm or hail
• Loss of use

If you rent a home, condo or a mobile home, in the Bethesda, Rockville or Silver Spring areas, you need special protection. Our plans can cover you from almost any kind of hazard. You can be protected against damage to the home or adjacent structures and your contents as well.

Take Stock of Your Belongings

If a fire or severe storm damaged your home, would you know what you lost? Would you know its value? A home inventory can help you manage the what-if scenarios.

The Insurance Information Institute (I.I.I.) also makes it easy for homeowners to keep a record of belongings. The organization offers free home inventory software you—and family members—can easily download to a home computer

With the software, each birthday gift and new purchase can be quickly added to the ever-changing list. That list can be regularly backed up on a CD or in paper form and stored somewhere outside of the home for extra protection. To learn about the software and to download it, visit knowyourstuff.org.

• Not all companies are licensed or operate in all states. Not all products are offered in all states.

And, when you conduct a home inventory, call us afterwards. We can review your coverage to make sure that your fully covered and can afford to replace any belongs in case they were lost during a fire or storm.

* With permission from Insurance Information Institute

* Not all companies are licensed or operate in all states. Not all products are offered in all states.

If you live in the Montgomery County surrounding areas such as Bethesda, Rockville os Silver Spring and you are interested in obtaining more information or a quote on renters insurance, contact Brock Insurance Services, 301 564-3630.